Question on Target Redcard Debit 5% discount online w Gift Card use

former-member · 2015-01-26T14:58:29.000Z

So the question is whether the 5% applies to the total or after the gift card total? I see some people mentioned that it applies to the gross total online but after the gift card total in store but people generally states redcard but doesn't say whether it is credit or debit. I'm thinking about whether to apply for a card so if credit does the 5% online and debit doesn't, I'll go with credit. If both does it, then I'll go with debit. Thanks.